Savings Certificate Super Deal

A smart, secure way to grow your money.

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How Savings Certificates Work

A savings certificate allows you to earn a higher interest rate by committing your funds for a set period of time. In exchange, you receive a guaranteed rate that won’t change, even if the market does. At the end of the term, you can withdraw your earnings, renew your certificate, or explore other savings options.

Open Your 4.44% Savings Certificate Today

Getting started is easy. Lock in a strong rate, enjoy steady growth, and feel confident knowing your savings are working harder for you, now and in the future.

Why Choose a UCCU Savings Certificate?

• 4.44% APY
  A competitive rate designed to help your savings grow faster.
  
• Fixed rate, fixed term
  Your rate is locked in, so you know exactly how much you’ll earn from day one.
  
• Safe and secure
  Federally insured by the NCUA, so your funds are protected.
  
• Local and trusted
  Your money stays here, supporting a credit union that invests in its members and community.

This is a great option for funds you don’t need immediate access to and want to grow steadily over time.

Disclosure
Financing is subject to UCCU membership and underwriting criteria; not every applicant will qualify. Offer valid only for balances on auto, recreational vehicles, personal loans, or home equity lines of credit refinanced from another financial institution to UCCU. 1.00% cash back up to $500 is calculated by multiplying 1.00% (0.01) by the balance transferred, or $500, whichever is less, for each type of loan. Cash back may take up to 10 business days to be awarded. Limited-time offer subject to change at any time and without notice. Membership required based on eligibility. Equal Housing Lender. NMLS #407653. Federally insured by NCUA.

Up to $500 Loan Transfer

Get up to $500 cash back for every loan you transfer. Move your auto loan, RV, personal loan, or home equity line of credit to UCCU and put your loan to work better for you. A lower rate can mean smaller monthly payments and less paid in interest overall. With a simple refinancing process and local support, switching is easier than you might expect. The result is a loan that fits your financial goals more comfortably.

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Disclosure
Financing is subject to UCCU membership and underwriting criteria; not every applicant will qualify. Direct deposit must be new to UCCU and requires at least one electronic monthly direct deposit of $500 or more. If the account is closed within six months of receiving the incentive, UCCU may debit the $300 from the account at the time of closing. Limited time offer subject to change at any time and without notice. Membership required based on eligibility. Equal Housing Lender. NMLS #407653. Federally insured by NCUA.

$300 for New Direct Deposit

Switch your Direct Deposit to UCCU and get $300 cash just for making the move. It’s an easy way to put extra money in your pocket while improving how you bank every day. Want even more value? Upgrade to Elevated Checking to enjoy added perks and a more rewarding checking experience. Get paid to switch and make your money work harder for you.

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*APY=Annual Percentage Yield. Financing is subject to UCCU membership and underwriting criteria, not every applicant will qualify. $500 minimum balance. Limited time offer subject to change at any time and without notice.  Membership required based on eligibility. Federally insured by NCUA.