Apply for a Loan

100% Mortgage Financing

First-time home buying made easy!

Talk to a Home Buying Expert

A seasoned mortgage professional, dedicated to you and your home buying experience from start to finish. It’s what we do!

801-223-7640 | [email protected]
or visit us at any UCCU branch location.

Available M–F 8am–6pm, and Sat. 9am–2pm

UCCU understands how exciting it is to purchase your first home!

We also understand how the current Utah housing market is affecting many hopeful first-time home buyers.

This is why the credit union is now offering the UCCU 100% Mortgage – special 100% financing* for first-time homebuyers with no down payment required.

UCCU can help make your family’s dream of owning a home come true by making it more affordable, and with prices on the rise, now is the best time to find a place of your own.

*APR = Annual percentage rate. Financing is subject to UCCU membership and underwriting criteria, not every applicant will qualify. Payments are based on a $475,000 loan amount and property value in Utah County at a 5.49% interest rate, and APR of 5.978%. Rates are subject to change and may vary without notice. The monthly payment schedule will be: 119 payments of $2,895.90, 240 payments of $2,694.02  and 1 payment of $2,692.45. If an escrow account is required or requested, your actual monthly payment will also include amounts for real estate taxes and homeowner’s insurance premiums. The values shown assume the loan is for the refinance of a single family residence that will be used as a primary residence and that the applicant has a credit score of 740 or higher. Some restrictions may apply. Federally insured by NCUA. Equal housing lender. NMLS # 407653.