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Share Savings
It’s time for your money to grow.
Saving with your interest in mind
A Share Savings account is the foundation of your membership and serves as the starting point for building a strong financial future. With a minimum balance of just $5, you can open your membership and keep it active while your savings begin earning daily interest that is paid monthly. This account is designed to be simple and flexible, allowing you to deposit funds whenever it works best for you and withdraw money when needed. Over time, your balance can grow steadily, helping you stay on track toward your financial goals without unnecessary complexity or restrictions.
Whether you’re saving for emergencies, planning for a future purchase, or working toward a long-term goal, this account provides a secure and reliable place to keep your money. You also have the option to open multiple Share Savings accounts under the same membership, making it easier to organize funds for different purposes such as vacations, holidays, or unexpected expenses. Deposits are federally insured by the NCUA up to applicable limits, offering added protection and peace of mind. With consistent contributions and the benefit of daily interest, your savings can continue to grow while remaining accessible whenever you need them.
Savings Account Rates
Please note that rates and fees are subject to change without notice.
Disclosure: Click for truth-in-savings for accounts.
You’ve got questions.
We’ve got answers.
Send us a secure message from within online banking or within our mobile banking app to open up a UCCU Account today.
(801) 223-8188 | Branch Locations
Available M–F 8am–6pm, and Sat. 9am–2pm,
No Monthly Fees
Keep more of your money working for you with an account that has no monthly maintenance fees.
Easy Access Anytime
Manage your savings and check your balance through online and mobile banking.
Membership Access
Opening a Share Savings account gives you access to credit union products and services.
Build Better Saving Habits
Saving does not have to be complicated, and a Share Savings account is designed to make the process straightforward and manageable. It provides a simple way to set money aside while keeping it accessible for when you need it most. You can deposit funds at any time, giving you the flexibility to save according to your schedule and financial situation. Whether you are setting aside small amounts regularly or making larger contributions when possible, every deposit helps build momentum toward your goals. Over time, even modest savings habits can lead to meaningful progress and greater financial stability.
This account also works well alongside your other financial tools, helping you stay organized and maintain a clear view of your finances. By separating your savings from your everyday spending, you can better track your progress and avoid dipping into funds meant for future needs. As your balance grows, you may find it easier to stay motivated and continue building healthy financial habits. Whether you are just beginning your savings journey or looking to strengthen your existing strategy, a Share Savings account offers a dependable and secure place to grow your money while earning interest and maintaining easy access when needed.
Frequently Asked Questions
Are minimum deposits needed when I open other UCCU checking or saving accounts?
No. Only your Share Savings Account, (your first account opened with UCCU,) will require the $5 minimum deposit. All other accounts, including additional accounts, will not require any minimum deposits.
How often can I transfer funds to and from UCCU Accounts?
Yes. With the UCCU Mobile Banking App, you can access your accounts anywhere at anytime. There are unlimited transfers of funds both to and from the account. Unlimited transfers are also available for UCCU Money Market accounts as well.
Are there any additional fees for opening a UCCU Account?
No. Once you have deposited $5 dollars to your Account, you will have full access to your account. There are no additional fees or deposits required for opening your account. If you choose to close your account, you will receive the $5 dollar required deposit back.
Why should I open up multiple accounts?
Opening up multiple accounts is like having multiple piggy banks. You can deposit money into an emergency fund account, a long term savings account, or even different high-interest accounts like Money Markets and Certificates.
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