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Compare Mortgage Options to Find the Perfect Fit
Use UCCU’s free Mortgage Loan Comparison Calculator to evaluate loan options, compare payments, and find the right mortgage for your needs.
Compare Mortgage Loan Options with Ease
Finding the right mortgage doesn’t have to be complicated. With UCCU’s Mortgage Loan Comparison Calculator, you can easily evaluate different loan options side by side to identify the best fit for your financial goals. Compare monthly payments, total interest costs, and overall loan expenses in seconds, so you can make confident and informed decisions about your mortgage.
Love Where You Bank
Apply for a mortgage with UCCU and ensure the low rates, high savings, and convenience from a credit union you will love.
(801) 223-8188 | Branch Locations
Available M–F 8am–6pm, and Sat. 9am–2pm*.
*Saturday hours vary per Branch Location
What Is the Mortgage Loan Comparison Calculator?
Our Mortgage Loan Comparison Calculator is a free, user-friendly tool designed to help you understand the financial impact of different mortgage options. By inputting loan details like amount, interest rates, and terms, you can compare multiple loan scenarios at once to see how they stack up. Whether you’re choosing between fixed or adjustable-rate mortgages or evaluating lender offers, this calculator gives you the clarity you need to move forward with confidence.
Why Use This Calculator?
- Quick and Accurate Results: Instantly see how changes in loan terms or interest rates affect monthly payments and total costs.
- Side-by-Side Comparisons: Evaluate up to three loan options at once for a clear picture of what works best for your budget.
- Make Informed Decisions: Know exactly how much you’ll pay over time for each loan option before committing.
How It Works
Using the Mortgage Loan Comparison Calculator is simple:
- Enter Your Loan Details: Input the loan amount, interest rate, and loan term (in years) for each mortgage option you’re considering.
- Review Your Results: Instantly see key data points for each loan option:
- Monthly payment amounts.
- Total interest paid over the term.
- Total loan cost.
- Make Confident Decisions: Compare the results to understand which option fits your financial goals, whether you’re aiming to minimize monthly payments or save on interest costs.
Understanding Your Results
Our calculator provides you with essential insights into your mortgage options:
- Monthly Payments: See the exact amount you’ll need to budget for each month.
- Total Interest Costs: Understand how much you’ll pay in interest over the life of the loan.
- Total Loan Costs: Get the big picture, including principal and interest, so you know the true cost of your mortgage.
By understanding these numbers, you can decide which loan aligns best with your budget and long-term financial plans.
Why Choose UCCU?
UCCU has been a trusted financial partner for Utah residents for over 60 years. When you use our Mortgage Loan Comparison Calculator, you’re backed by a team dedicated to helping you achieve your dreams. Our easy-to-use tools, expert advice, and competitive loan options are here to simplify the process. Lets put you on the path to success.