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Great Rates Certified to Save You Money

Low Loan Rates Certified by Datatrac

Simply move your loans to UCCU and start saving or get started with a new loan

As a not-for-profit financial institution focused on helping our members save money, UCCU is honored to receive the Datatrac Great Rate Award®, certifying that we consistently outperform the average rates of Utah banks.

(801) 223-7600 | [email protected]
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Available M-F 8am-6pm and Sat 9am-2pm

See How UCCU’s Rates Compare to Other Utah Banks


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* Information independently certified by Datatrac, the National Credit Union Administration (NCUA), and the Credit Union National Association (CUNA), which estimated that Utah Community Credit Union provided $10,569,489 in direct financial benefits to its 208,114 members during the twelve months ending September 2020, when compared to the average rates and yields of Utah banks. Click to view the CUNA Utah Community CU Membership Benefits Report

*APR = Annual percentage rate. The annual percentage rate may vary from 6.75% to 18.00% APR. Financing is subject to UCCU membership and underwriting criteria, not every applicant will qualify. 1% foreign transaction fee. Federally insured by NCUA.

**UCCU will lower the interest rate or monthly payment on any existing AUTO loan or CREDIT CARD balance transferred to UCCU, or they will pay you $100. To be eligible to receive the $100, the applicant must complete a UCCU loan application, have a minimum credit score of 680, and be able to show documentation of current interest rate and payment on the auto and/or credit card loan being transferred to UCCU. Zero percent dealer/manufacturer financing and/or introductory rates do not qualify for the UCCU Switch & Save Guarantee promotion. Subject to membership eligibility. Some restrictions may apply. Limited time offer. Available on approved credit only. Insured by NCUA.