Utility Trailer Insurance

While utility trailer plans may not be legally required in most areas, it’s highly recommended to protect your investment and ensure you’re covered in the event of an accident, theft, or other incident. Insurance from UCCU Insurance Services can provide crucial coverage, including:

• Collision and comprehensive coverage for physical damage to your trailer
• Liability protection if you cause injury or property damage to others while towing your trailer
• Theft and vandalism protection for your trailer and its contents
• Cargo coverage to protect the items you’re hauling Even if you only use your trailer occasionally, having the right insurance in place can help safeguard your finances and provide peace of mind on the road. Our local agents can help you determine the appropriate level of coverage for your specific trailer and usage.

The cost of a utility trailer plan can vary widely, typically ranging from $200 to $800 or more per year. Factors that can impact your insurance premiums include:

• The size, weight, and value of your utility trailer
• The type of items you typically haul with your trailer
• Your driving record and experience towing a trailer
• The coverage limits and deductibles you choose
• Where you primarily use and store your trailer At UCCU Insurance Services, we work with multiple insurance providers to find you the most affordable insurance that still offers comprehensive protection. Get a personalized quote to understand the specific cost for your situation.

Utility vehicle insurance and utility trailer insurance are two distinct types of coverage, though they can work in tandem to protect your investments. The vehicle insurance, such as coverage for UTVs or work trucks, focuses on protecting the vehicle itself, as well as liability for its operation. Insurance, on the other hand, is designed to protect the trailer and its contents, regardless of the towing vehicle. This can include coverage for:

• Collision and comprehensive damage to the trailer
• Liability if the trailer causes injury or property damage while in transit
• Theft or vandalism of the trailer or its cargo
• Replacement cost for the trailer in the event of a total loss At UCCU Insurance Services, we can provide both utility vehicle and utility trailer plans to ensure your entire setup is protected.

Finding affordable utility trailer plan is easy with UCCU Insurance Services. As a local financial institution, we have dedicated agents at our branches who understand the unique needs of utility trailer owners in our state. To get started, you can:

1. Visit our website and use our “Get A Quote Today” survey
2. Call our insurance hotline at (801) 223-7400
3. Stop by your nearest UCCU branch to speak with one of our agents about insurance. Our agents will work with you to evaluate your trailer, its usage, and your coverage requirements. They’ll then shop multiple insurance providers to find the most cost-effective policy that still provides the protection you need for your valuable equipment, cargo, and investments. Whether you use your utility trailer for work or recreation, we’re here to help you keep it safe and secure on Utah’s roads.