Pet Insurance
Pawsitive Protection for Your Furry Family Members
Give your pets the care they deserve with comprehensive Pet Insurance
Your pets are more than just animals – they’re beloved members of your family. At UCCU, we understand that pet ownership comes with both joy and responsibility. Our affordable pet insurance policies are designed to provide the best coverage pawsible, ensuring your furry, feathered, or scaly friends receive the care they need when they need it.
Why Choose Pet Insurance from UCCU?
- Comprehensive coverage for dogs, cats, birds, and exotic pets
- Affordable rates with preferred pricing for UCCU members
- Freedom to use any veterinarian worldwide, including specialists and emergency care providers
- Reimbursement for eligible vet bills related to accidents, illnesses, and more
- Peace of mind knowing you can provide the best care for your pets
What Does Pet Insurance Cover?
Our pet insurance policies can protect you from a wide range of expenses, including:
- Accidents and injuries
- Illnesses and diseases
- Surgeries and hospitalization
- Diagnostic tests and imaging
- Prescription medications
- Emergency and specialist care
Customize Your Protection
Tailor your policy with additional coverage options:
- Wellness and preventive care
- Dental treatments
- Alternative therapies
- Behavioral treatments
- Hereditary and congenital conditions coverage
Beyond Basic Pet Coverage
UCCU’s pet insurance helps you:
- Manage unexpected veterinary expenses
- Provide your pets with the best possible medical care
- Make decisions based on your pet’s health, not your wallet
- Protect multiple pets under one policy
We’ve partnered with top-rated pet insurance providers to offer you the best coverage at competitive prices. Our goal is to provide you with comprehensive protection that fits your budget and gives you peace of mind. With UCCU’s pet insurance, you can focus on loving your pets, knowing that you’re prepared for whatever health challenges may arise.
Let’s Drop Your Insurance Rates Today!
Request your free, no-obligation quote or contact a local UCCU representative to learn more about our extensive insurance options.
(801) 223-7400
Available M–F 9am–5pm
Get a Quote Today
Frequently Asked Questions
How does pet insurance work, and is it worth it?
Pet insurance works similarly to human health insurance. You pay a monthly premium, and when your pet needs veterinary care, you pay the bill upfront and then submit a claim for reimbursement. The best insurance policies cover a wide range of conditions and treatments, from accidents to illnesses. As for whether it’s worth it, many pet owners find that pet insurance provides valuable peace of mind and financial protection against unexpected vet bills. With the rising costs of veterinary care, having pet insurance can help ensure you never have to choose between your pet’s health and your budget. At UCCU, we offer some of the top rated pet insurance options to help you provide the best care for your furry family members.
How much does pet insurance cost, and what factors affect the price?
The cost of this insurance can vary widely depending on several factors. On average, insurance for dogs might range from $30 to $50 per month, while insurance for cats typically costs between $15 to $30 per month. Factors that affect the price include your pet’s age, breed, and location, as well as the level of coverage you choose. Some breeds prone to certain health issues may have higher premiums. The deductible and reimbursement percentage you select also impact the cost. At UCCU, we offer competitive pet insurance rates and can help you find a plan that balances coverage and affordability. Remember, while there is a cost, having insurance can save you from much larger unexpected vet bills in the future.
What does pet insurance typically cover, and are there any exclusions?
The best insurance policies generally cover accidents, illnesses, surgeries, hospitalizations, and prescribed medications. This can include everything from broken bones and swallowed objects to chronic conditions like diabetes or cancer. Some plans also cover hereditary and congenital conditions. However, it’s important to note that most pet insurance doesn’t cover pre-existing conditions, routine check-ups, or preventive care (unless you add a wellness plan). Cosmetic procedures and elective surgeries are typically excluded as well. At UCCU, we offer comprehensive insurance for dogs, cats, and other household animals, and we can help you understand exactly what is and isn’t covered in your policy.
Can I get pet insurance for older pets or pets with pre-existing conditions?
Yes, you can get insurance for older pets, although the premiums may be higher and there might be some coverage limitations. As for pre-existing conditions, while they’re generally not covered by insurance, this doesn’t mean you can’t get insurance for your animals. The insurance will still cover new, unrelated conditions. Some insurers may even cover conditions that are considered cured and haven’t recurred for a certain period. At UCCU, we believe every pet deserves protection, regardless of age or health history. We can help you find the best insurance option for your unique situation, ensuring your furry animals gets the care they need at any stage of life.
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