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(801) 223-8188
Mon – Fri: 8:00 am – 6:00 pm
Sat: 9:00 am – 2:00 pm
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Mortgage Loan Officer
NMLS # 1422550
Joe has been with UCCU since 2014 and has served as a mortgage loan officer since 2018. He brings extensive experience in helping clients navigate down payment assistance programs throughout Utah County, along with a wide range of mortgage solutions including conventional, FHA, VA, Utah Housing, construction, and lot loans.
A bilingual Spanish speaker and proud U.S. Army veteran, Joe is committed to making the home financing process clear and accessible for every client. In addition to his expertise in Utah lending, he also has experience assisting borrowers in other states and working with specialty loan programs, including bank statement loans and DSCR (Debt Service Coverage Ratio) loans for investment properties.
South Orem: 311 East 800 South, Orem, UT 84097
Office: 801-223-7635
Cell: 435-817-5585
(801) 223-8188
Mon – Fri: 8:00 am – 6:00 pm
Sat: 9:00 am – 2:00 pm
or send us a message from inside online banking.