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(801) 223-8188
Mon – Fri: 8:00 am – 6:00 pm
Sat: 9:00 am – 2:00 pm
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Become a Member
Experience what it means to Love Where You Bank
Enjoy all the benefits of being a member at Utah Community Credit Union
Utah Community Credit Union is proud to be the most loved, most trusted, and most utilized credit union in the nation. With our recent expanded Field of Membership, UCCU is now a credit union that anyone can join. Experience low interest loans, high interest savings, and the best benefits around with an Elevated Checking Account.
Trusted By Members
With a rich history spanning over 68 years, UCCU has earned the trust and loyalty of tens of thousands of members across Utah. Our unwavering dedication to personalized service, financial education, and community involvement has solidified our reputation as a credit union that truly puts people over profits. Join the growing number of individuals and families who have chosen UCCU as their trusted financial partner of choice.
Become a Member Today
Learn what it means to truly love where you bank. Join Utah Community Credit Union and become a valued member today.
(801) 223-8188 | Branch Locations
Available M–F 8am–6pm, and Sat. 9am–2pm*.
*Saturday hours vary per Branch Location
Why Become A Member of UCCU
We are more than just a place to keep your money. We are your financial partner for life. No matter what part of the financial journey you are on, we are her to help you take the next step.
UCCU members saved over $45 million in 2023.
Lower Your Payments. Enjoy lower loan interest and higher savings rates when you partner with Utah Community Credit Union. Check out just how much you can save by visiting our Datatrac Great Rate Award®**
Innovative Industry Leader
We don’t just follow industry trends – we set them. As a forward-thinking financial institution, we consistently introduce groundbreaking solutions that redefine banking convenience such as our UCCU Mobile App. Our innovative approach extends from unique financial products to member-focused services, ensuring you’re always ahead of the curve with your banking needs.
Top Tier Technology
Experience banking at its most advanced with UCCU’s state-of-the-art digital solutions. Our robust mobile app, intuitive online banking platform, and contactless payment options put complete financial control at your fingertips. We continuously invest in cutting-edge technology to provide you with secure, seamless, and sophisticated banking tools that fit your modern lifestyle.
Service and Security
Service and security are at the forefront of our business. Your peace of mind is our top priority. UCCU combines exceptional personal service with industry-leading security measures to protect your financial well-being. Our dedicated team provides responsive, personalized support while our advanced security protocols safeguard your accounts 24/7. NCUA insures up to $250,000. Learn more about how UCCU protects you.
Award Winning Credit Union
Utah Community Credit Union has consistently been recognized as an industry leader, earning prestigious awards and accolades that attest to our commitment to excellence. We’ve been named “Utah’s Best Credit Union in the Valley” for 10 consecutive years, and our innovative digital banking solutions have been lauded by national organizations. Other awards include our our innovative app
Hear What our Members Have to Say
You Belong Here
UCCU is a Credit Union Anyone can Join! Qualify for membership through any one of the following:
- Family Member or Household:
If someone in your family or household already a UCCU member, then you are eligible for membership as well. This includes grandparents, aunts, uncles, and more! - Employment, Association, and Communities:
Click to see all employers and associations included in our UCCU Membership Eligibility List. - Qualifying Association:
Anyone can join the Financial Fitness Association and UCCU will pay the one-time membership fee.
Take advantage of UCCU’s membership eligibility and benefits by joining online, over the phone, or at any branch location.
Why Join a Credit Union over a Bank?
- Purpose:
UCCU operates as a not-for-profit cooperative, focused on providing maximum value and benefits to our member-owners, rather than generating profits for external shareholders. - Ownership:
UCCU’s members are the true owners who guide the credit union’s direction through an elected volunteer board of directors. This ensures we act in alignment with our members’ best interests. - Offerings:
Rather than aiming for one-size-fits-all products, UCCU designs innovative financial solutions tailored to our members’ unique needs and goals. This includes lower loan rates, higher savings yields, and personalized guidance.
By choosing UCCU, you become an empowered, engaged member-owner of a trusted financial partner dedicated to you and your family’s prosperity.
Elevated Checking
Elevated Checking is a rewards checking account that offers more benefits, more savings, and more online protections than ever before. Paired with the most advanced and comprehensive banking tools, Elevated Checking is a must-have financial product.
Easily redeem and manage all of your benefits from inside your UCCU Mobile App.
Related Services
Saving Rates/Yields
Grow your savings with our savings rates and yields. Earn higher returns and watch your savings grow through compounding interest.
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Elevated Checking
Our most popular checking account ever giving you more benefits, more savings, and more online protections than ever before.
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Loan Rates
Providing Low Rates is Our Highest Priority. Plus receive loan discounts with our popular Elevated Checking accounts!
Explore Content*Information independently certified by Datatrac and America’s Credit Unions, which estimated that Utah Community Credit Union provided $45,322,780 in direct financial benefits to its 234,782 members during the twelve months ending December 2023, when compared to the average rates and yields of Utah banks (See Report).
**UCCU deposit and loan products outperformed the market average based upon independent analysis conducted by Datatrac, a financial research firm which maintains America’s largest interest rate database.