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FHA Loans

Man lifting boy up in the air

Home buying, made easier.

Backed by the federal government, FHA (Federal Housing Administration) loans provide lower down payments, lower closing costs, and may be easier to qualify for than conventional loans.

FHA Loan Advantages…

  • Minimal Down Payment
    As low as 3.5% down payment
  • Flexible Credit Requirements 
    Specifically designed to accommodate people without a long credit history, less-than-perfect credit scores, and nontraditional credit alternatives.  
  • Many Types of Loans 
    To accommodate many types of homebuyers. 
  • Federal Government Security
    Insured by the Federal Housing Administration, allowing for more flexible approvals.

NMLS # 407653. Insured by NCUA.

UCCU offers all types of mortgage, construction, and home equity loans:

Providing Low Rates Is Our Highest Priority

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