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USDA/Rural Housing

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Talk to a Home Buying Expert

A seasoned mortgage professional, dedicated to you and your home buying experience from start to finish. It’s what we do!

801-223-7640 | [email protected]
or visit us at any UCCU branch location.

Available M–F 8am–6pm, and Sat. 9am–2pm,

Affordable financing for rural homeowners

Backed by the federal government, the USDA/Rural Housing program can make homeownership a reality for low and moderate income families living in rural areas.

USDA/Rural Housing Benefits: 

  • No down payment required
  • Fixed USDA housing interest rates
  • Not limited to first-time home buyers
  • Nontraditional credit may be accepted 
  • Gift, grant funds, mortgage credit certificates (MCCs) and seller concessions are allowed

Eligible property types include:

  • Existing homes
  • New constructions
  • Planned Unit Developments (PUDs)
  • Eligible condominiums

NMLS # 407653. Insured by NCUA.

UCCU offers all types of mortgage, construction, and home equity loans…

Providing Low Rates Is Our Highest Priority

We’re here to help

Call or Text

(801) 223-8188
Mon – Fri: 8:00am – 6:00pm
Sat: 9:00am – 2:00pm

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[email protected]
Or send us a message from inside online banking.

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