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USDA/Rural Housing
Affordable financing for rural homeowners
Backed by the federal government, the USDA/Rural Housing program can make homeownership a reality for low and moderate income families living in rural areas.
USDA/Rural Housing Benefits:
- No down payment required
- Fixed USDA housing interest rates
- Not limited to first-time home buyers
- Nontraditional credit may be accepted
- Gift, grant funds, mortgage credit certificates (MCCs) and seller concessions are allowed
Eligible property types include:
- Existing homes
- New constructions
- Planned Unit Developments (PUDs)
- Eligible condominiums
NMLS # 407653. Insured by NCUA.
Home Affordability Tool
A tool to calculate how much home you can afford while you shop!
Go to contentUCCU offers all types of mortgage, construction, and home equity loans:
First Time Home Buying Program
Great options and advantages for first time homebuyers.
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UCCU Mortgage Loan Servicing
The assurance that you’ll always make your mortgage payments at a local credit union you can trust.
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Happy Homebuying Tips
Let’s walk you through the steps of smart and relaxing homebuying!
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Home Affordability Tool
A tool to calculate how much home you can afford while you shop!
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