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USDA/Rural Housing

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Affordable financing for rural homeowners

Backed by the federal government, the USDA/Rural Housing program can make homeownership a reality for low and moderate income families living in rural areas.

USDA/Rural Housing Benefits: 

  • No down payment required
  • Fixed USDA housing interest rates
  • Not limited to first-time home buyers
  • Nontraditional credit may be accepted 
  • Gift, grant funds, mortgage credit certificates (MCCs) and seller concessions are allowed

Eligible property types include:

  • Existing homes
  • New constructions
  • Planned Unit Developments (PUDs)
  • Eligible condominiums

NMLS # 407653. Insured by NCUA.

UCCU offers all types of mortgage, construction, and home equity loans:

Providing Low Rates Is Our Highest Priority

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