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We’re celebrating new branches in Draper and Herriman!

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Credit Cards as low as 6.75 % var APR. Switch and Save Right Now!

In This Issue

Experience UCCU’s Super Easy Banking

As we continue to move forward from a year that brought many challenges, I want to reaffirm this credit union’s commitment to being a financial institution that our members and communities can trust and rely on. 

Super Easy Banking are three simple words that reflect UCCU’s unwavering dedication to improving the financial lives of the people we serve, as well as our ongoing commitment to pioneering advanced technologies that make banking faster, easier, and safer. 

For example, UCCU’s Mobile Banking App makes it “Super Easy” to do your banking anytime, anywhere, right from your phone or computer. From simple things; like making deposits and paying your bills, to more complex banking needs; like getting pre-approved for a mortgage or auto loan before you start shopping, or opening a home equity line of credit without ever visiting a branch.

Super Easy Banking also means that our members can always count on getting the personal help and assistance they need from real, local professionals – which is why we’re thrilled to be opening new UCCU branch locations in Draper and Herriman.

In addition to providing a carefully balanced experience of human interaction and the latest technology, these new branch locations will help meet the demands of UCCU’s growing membership, which continues to expand throughout the state.

To celebrate the opening of our new branches, UCCU is giving away a new UTV!

You can learn more details at

As always, please do not hesitate to reach out for assistance with any of your financial needs. 


Bret VanAusdal, President/CEO

Board Member Spotlight

Teri Chatterton brings over 40 years of experience in Information Technology to UCCU’s Board of Directors, where she plays an invaluable role in helping this financial institution continue to be a leader in advancing new technologies that make banking easier and more convenient for our members. In addition to serving as a voluntary member of the board, Teri is the current secretary of the board and recently completed a Master’s Degree in Public Administration from BYU.  

What made you decide to pursue a Master’s Degree? 

Getting my Master’s was sort of a “Bucket List” thing for me, but I was also interested in how Public Administration relates to a credit union, especially as a not-for-profit. Learning more about non-profit law, non-profit finance, and many other things really provided me with a lot of new perspectives about how complex technologies can simplify our lives.  

What role do complex technologies play at UCCU?

The lesson that technology teaches us —over and over—is that tech is all about making the experience better for the user. And that’s something UCCU really understands.

This financial institution is all about the member experience, so the board of directors and management are always focused on doing anything they can to make banking easier and more convenient for our members. That’s been really exciting, especially over the past few years, as banking technology has really advanced and progressed.

Can you give us one example of how complex technologies simplify our financial lives? 

Well, just look at UCCU’s Mobile Banking. We describe it as “banking at your fingertips” because that’s what it is—the ability to do your banking anywhere, anytime, from your phone or computer. And this isn’t just day-to-day banking, like making a mobile deposit or transferring a balance. This is the ability to buy or refinance a home faster and easier than ever before. It’s the convenience of getting a home equity line of credit without ever walking into a UCCU branch. There are so many examples.  

What should members expect as the credit union moves forward? 

That we’ll continue to be in the forefront of new technology. Technology changes so fast that if you want to remain a leader, you constantly have to change. This board understands that, and we’re dedicated to it. We’re always looking to improve the experience of banking at UCCU, and we’ll always bring new technologies and features that will enhance our members’ financial lives.

Super Easy Banking

The UCCU Mobile Banking app makes it super easy to do all the banking you need, right from your phone or computer!

Get a VISA Credit Card

Click Apply for a Credit Card and choose the card that’s right for you. At UCCU, every VISA credit card comes with a low rate, no annual fees, no balance transfer fees, and UCCU’s award-winning CardApp.  

Switch Your Loans to UCCU and Save

Speaking of free transfers… UCCU’s mobile banking makes it easy to transfer your higher interest loan balances from other lenders—saving you more, automatically. Simply switch your loans and start saving! 

Get Instantly Pre-Approved for a Vehicle Loan

When you’re in the market for a car, truck, boat, RV, or anything else on wheels, getting your loan is as simple as using your phone to apply

Buy or Refinance a Home

Seriously fast. Just fill out an easy mortgage application on your phone or computer, and UCCU’s intelligent technology will go to work—connecting your accounts online and verifying your information, instantly, so you can get a pre-approved, before you start shopping for a home.

And if you ever need any personal help, you can always count on your UCCU Mortgage Expert, a local professional who can join your screen from anywhere, and co-pilot you though your entire application process.

Open a Home Equity Line

Without ever entering a branch! Just fill out a quick home equity application, and UCCU delivers your HELOC in record time and with the lowest rate possible. It’s what we do!

Put the Power of Your UCCU Credit and Debit Cards in the Palm of Your Hand

UCCU CardApp makes it easy to put your lost or stolen credit cards on lockdown, identify suspicious activity on your account, and a lot more—right from your phone. CardApp also lets you see every purchase you make, instantly and clearly, right on a map, making it easier to save and spend smarter.  


Winner of Multiple Industry Awards for Innovation

2019 Visa DPS Innovation Award | 2021 Celent Model Bank Retail Award

We’re proud that UCCU CardApp has been recognized in our industry for its innovative approach to improving card performance, cost savings, and cardholder satisfaction.

Download UCCU’s Mobile Banking App:

Low Loan Rates, Certified by Datatrac

As a not-for-profit financial institution focused on helping our members save money, UCCU is honored to receive the Datatrac Great Rate Award®, certifying that we consistently

outperformed the average rates of Utah banks, providing our members with over $10 million in savings in only 12 months!*

These savings come from the low rates we provide our members on auto loans, mortgages, home equity loans, credit cards, lower fees and a lot more, every day. For example… with a 72-month auto loan from UCCU, you’ll pay approximately $330

less in interest than you would to the average Utah bank over the life of your loan. It’s super easy to switch your loans to UCCU, right from your phone or computer, and the more you switch, the more you’ll save!

Switch and save right now!

* Information independently certified by Datatrac, the National Credit Union Administration (NCUA), and the Credit Union National Association (CUNA), which estimated that Utah Community Credit Union provided $10,569,489 in direct financial benefits to its 208,114 members during the twelve months ending September 2020, when compared to the average rates and yields of Utah banks. Click to view the CUNA Utah Community CU Membership Benefits Report

*APR = Annual percentage rate. The annual percentage rate may vary from 6.75% to 18.00% APR. Financing is subject to UCCU membership and underwriting criteria, not every applicant will qualify. 1% foreign transaction fee. Federally insured by NCUA.

**UCCU will lower the interest rate or monthly payment on any existing AUTO loan or CREDIT CARD balance transferred to UCCU, or they will pay you $100. To be eligible to receive the $100, the applicant must complete a UCCU loan application, have a minimum credit score of 680, and be able to show documentation of current interest rate and payment on the auto and/or credit card loan being transferred to UCCU. Zero percent dealer/manufacturer financing and/or introductory rates do not qualify for the UCCU Switch & Save Guarantee promotion. Subject to membership eligibility. Some restrictions may apply. Limited time offer. Available on approved credit only. Insured by NCUA.

UCCU Commercial Lending

As a Commercial Loan Expert at UCCU, I have opportunities to help different kinds of businesses grow, all across the state. And as someone who’s lived in Utah my entire life, that’s something I love about my job. 

On top of providing low rates on every type of commercial loan, there are a lot of ways a UCCU Commercial Expert can help you grow your business.

Just give us a call or text, and then count on getting all the help and assistance you need from a local team of professionals that’s dedicated to the success of your business.  

Brian Luke, Vice President of Commercial Lending  

Call, text or email a Commercial Loan Expert today.


Be Fraud Smart

Stay alert, stay informed, stay protected.

Help your entire family stay educated, informed, and up-to-date on current frauds and scams, as well as what to do if you should fall victim.

Real members. Real stories.

“I refinanced my auto loan with UCCU. The whole process took less than an hour and I got the best rate available…saving me thousands!”

David, Highland

“UCCU was awesome! They helped me get my  car loan and payment where I wanted them, helped me consolidate all my bills, and got me the personal loan I needed.”

Kristee, Draper

“We wanted to refinance a home equity loan, so we shopped around for the best rate, and UCCU offered just that. I’m very satisfied!”

Jim, Herriman

“Great service, fast and professional. I loved that they helped walk me through my many home equity options, and then left it up to me to decide. No pressure, very good process!”

Seth, Riverton

“My home equity loan couldn’t have gone any smoother.”

 Tim, Provo

UTV Giveaway

Utah is the perfect place to experience the great outdoors.

Did you know that Utah boasts no less than FIVE National Parks?  Collectively, these massive parks are known as “The Mighty 5,” and each of them is world-renowned for its exhilarating beauty and incredible opportunities to experience hiking, biking, camping, climbing, kayaking, and more.

How many Utah National Parks have you experienced? 

Arches National Park


One of the top national parks in the nation, Arches is a 73,234-acre wonderland of eroded sandstone fins, towers, ribs, gargoyles, hoodoos, and balanced rocks that also includes the largest proliferation of arches on the planet.

Bryce Canyon National Park


Home to dozens of species of mammals and birds, Bryce Canyon is an endless plateau of distinctive red rock pillars and hoodoos, carved by water and wind over millions of years. 

Canyonlands National Park


Formed by Utah’s Green and Colorado rivers, Canyonlands is 527 square miles of towering mesas and deep canyons, filled with incredible pinnacles, cliffs, spires, and one of the West’s most photographed landforms, Mesa Arch.

Captiol Reef National Park


It’s difficult to rival Capitol Reef’s sense of expansiveness, with over 100 miles of broad, sweeping vistas, and a seemingly endless landscape of twisted rocks under a desert sky.

Zion National Park


Zion is a wilderness preserved; home to the Narrows, Canyon Overlook, Emerald Pools, a petrified forest, a desert swamp, springs and waterfalls, hanging gardens, wildflowers, wildlife, and the iconic Kolob Arch. 

For more information on all these amazing parks, check out

Experience UTV-ing in Utah

We sat down with Chris Tolman, Vice President of UTV Utah, to learn why people love to ride utility terrain vehicles, and maybe even get a few tips for some great off-roading in Utah.

Did you discover your love of UTV riding as an adult, or was it something you grew up with?

I actually grew up on a dirt bike in Southern California. As an adult, I moved to Utah to pursue an MBA at the U and when I finished my degree, I decided to reward myself with a UTV. Up until then, I had never ridden a UTV in my life.

Why did you decide to get a UTV instead of a dirt bike?  

Because when you wreck on a bike, it hurts! I knew that off-roading was something I wanted to do with my family and since I had two young children, I was really drawn to how much safer UTVs are than dirt bikes. So I did some research, and when I became confident that it was something I felt safe doing with my wife and kids, I bought my first UTV.

What makes Utah such a popular off-roading destination? 

Well, the sheer variety of riding we have in Utah is unparalleled. From dunes, to rock climbing, to high-speed trials, you really can find anything you want to do. 

So where can someone find great places to off-road?

Where to start? There’s Moab, of course—which is world-famous, for good reason. Moab has so many great trails, like Fins & Things, Gemini Bridges, Moab Rim, and on and on. But not as many people know about the great trails in other places in Utah, like the Paiute Trail, in Marysvale, or any of the fantastic trails in Vernal, like Moonshine Arch and Doc’s Beach. 

For people looking for somewhere to ride that’s closer to Salt Lake, I recommend Little Moab, in Utah Valley, which is a great area to ride with a few different choices of terrain, as well as Five Mile Pass. 

The truth is, you really can’t go wrong.  Just remember to be safe, be respectful—to each other and to Mother Nature—and be prepared to have a great time.


Enter to win a 2021 HONDA PIONEER 1000-5 DELUXE UTV!

In celebration of our new branches n Draper and Herriman!

2020 Youth Short Film Competition Results

We want to say THANK YOU to the hundreds of kids and teens who entered UCCU’s short film competition, and CONGRATULATIONS to our Top 5 Winners!

In addition to awarding each winner a cash prize of $1,000, UCCU made a donation of $1,000 in each of the winner’s names, to the local charities of their choice. 

New Branches

Now open, to better serve our members and support the communities of Draper and Herriman.

UCCU also has many other branches to serve you.