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Business Checking Protection
Smart coverage for your business transactions
A credit line your business can count on.
Running a business means every transaction matters. Business Checking Protection ensures your payments go through even when your account balance falls short. Instead of worrying about declined transactions or unexpected fees, you can focus on what matters most: growing your business. This protection acts as a safety net, automatically covering shortfalls so your operations never skip a beat.
Whether it is payroll, vendor payments, or everyday expenses, this solution gives you peace of mind and flexibility. There are no activation fees, and your coverage is backed by the trusted security of Visa. It is a simple, reliable way to keep your business moving forward without interruptions.
Please note that rates and fees are subject to change without notice.
Talk to a Business Expert
Contact our team today to help get your business started with Positive Pay!
(801) 223-7665 | [email protected]
Available M–F 9am–5:30pm
Automatic Coverage
Your transactions are protected instantly when your balance is low, so payments clear without delays or disruptions.
No Activation Fees
Start protecting your account without extra costs. There are no setup fees, making this a smart and affordable solution.
Visa Security
Enjoy worldwide protection backed by Visa’s trusted security standards, helping safeguard your business against fraud.
Why Business Checking Protection Matters
Every business faces moments when timing is critical. A missed payment can lead to late fees, strained relationships, or lost opportunities. Business Checking Protection eliminates that risk by making sure your transactions go through even when your account balance won’t cover it. This means you can keep your commitments without scrambling for funds or worrying about declined payments.
This is more than a backup plan! It is a strategic tool for managing your business’s cash flow. By linking a credit line to your checking account, you gain flexibility and confidence in every transaction. Coverage applies instantly, so you can handle seasonal fluctuations, unexpected expenses, or growth opportunities without delay. With Visa-backed security and no activation fees, Business Checking Protection is simple, reliable, and built to support your success. When your business is protected, you can plan, grow, and thrive with confidence.
Frequently Asked Questions
What is the credit limit for Business Checking Protection?
Your credit limit is based on your business profile and will be determined during the application process.
Can I link multiple accounts for protection?
Yes. You can connect your Business Checking Protection to another UCCU business account or line of credit, giving you more flexibility when managing cash flow.
Does Business Checking Protection affect my credit score?
No. Transfers between UCCU accounts or lines of credit used for protection do not impact your credit score, as long as payments are made on time if a credit line is involved.