Utah Community Credit Union

UCCU Online Banking: Same Day ACH

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Same Day ACH

On September 15, 2017, Utah Community Federal Credit Union began processing same-day ACH debit transactions. Same-day ACH doesn’t mean instant payments or even same-day funds, necessarily. It means that every financial institution in the U.S. will support the ability to process outstanding requests three times a day instead of once. Not all transactions will be eligible to settle same-day, but virtually everything will process faster.

How This Change Could Affect You  

If you have authorized another institution such as a phone carrier, utility company or lender to automatically debit your UCCU account, those transactions may be processed more quickly. This will give you a more accurate view of your account balances.

Additionally, ACH transactions will post multiple times throughout the business day instead of once per day. Make sure your account has sufficient funds to cover any authorized ACH debits. Keep track of your accounts and schedule transactions using UCCU’s online banking or UCCU’s mobile app.


Apply online for a UCCU loanFind a UCCU Branch LocationContact UCCU at (801) 223-8188Email a UCCU expert at support@uccu.com

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Utah Community Credit Union, PO Box 1900, Provo, Utah 84603-1900, 1 (800) 453-8188. All Rights Reserved. Utah Community Federal Credit Union does business as (DBA) Utah Community Credit Union. Unauthorized account access or use is not permitted and may constitute a crime punishable by law.