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(801) 223-8188
Mon – Fri: 8:00 am – 6:00 pm
Sat: 9:00 am – 2:00 pm
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Youth Checking
A teen checking account that parents will love.
The safest, easiest, and most convenient way to purchase for teens
With a UCCU Youth Checking account, your child or teen will receive their very own Youth VISA debit card – the safest, easiest, and most convenient way to purchase anything they need.
Your child can pick from four different card designs, or provide their own, customizing a debit card that matches their style when they open a teen checking account.
And here’s the best part… with a UCCU Visa Debit card, every transaction is recorded in your child’s online account, which enables you (as their parent) to see and track every dollar your child spends – and that’s something you can’t do with cash!
A UCCU Youth Checking account is the perfect way to help kids and teens build smart financial habits today so they can achieve their dreams tomorrow.
You’ve got questions.
We’ve got answers.
(801) 223-8188 | [email protected]
or send us a message from within online banking.
Available M–F 8am–6pm, and Sat. 9am–2pm,
Youth Savings
The perfect way to learn together, as a family, how to save and spend money wisely.
Go to contentWhat is the minimum age to open a UCCU Youth Checking account?
We understand the importance of starting financial education early. That’s why we allow children as young as 6 years old to open a UCCU Youth Checking account with the help of a parent or legal guardian. By introducing banking concepts at a young age, children can begin developing essential money management skills that will serve them well throughout their lives. Our friendly staff is dedicated to making the account opening process easy and enjoyable for both children and parents.
How is parental involvement handled for a UCCU Youth Checking account?
We believe parental guidance is crucial when it comes to teaching children about responsible financial habits. For this reason, a parent or legal guardian must be a joint owner on the UCCU Youth Checking account and have full access to monitor and guide their child’s financial activity. This joint ownership allows parents to oversee transactions, set limits, and have open conversations about spending, saving, and budgeting. Our online and mobile banking platforms provide parents with real-time account access and alerts, making it easy to stay informed and involved in their child’s financial journey.
Are there any monthly fees or minimum balance requirements for a UCCU Youth Checking account?
We want to encourage young savers and remove barriers to financial literacy. That’s why our Youth Checking accounts come with no monthly maintenance fees and no minimum balance requirements. We believe that children should be able to focus on learning money management skills without worrying about excessive fees or large account minimums. This account is designed to be an affordable and accessible way for children to gain hands-on experience with banking.
What debit card and ATM access does a UCCU Youth Checking account provide?
When opening a UCCU Youth Checking account, each child will receive their very own personalized debit card. This card can be used for making purchases, withdrawing cash from ATMs, and learning the responsible use of debit transactions. However, we understand the need for parental control and oversight. That’s why our online and mobile banking platforms allow parents to set spending limits, restrict certain types of transactions, and monitor account activity in real-time. This way, children can enjoy the freedom of managing their own finances while parents can ensure appropriate guardrails are in place.