Utah Community Credit Union

Loan Rates

Print Rates


 

Auto


 

Disclosures

Auto

*ANNUAL PERCENTAGE RATE (APR). Late payment fee is 5% of the payment due or $25.00, whichever is greater. Some restrictions apply. Rates, terms, and conditions are subject to change without notice. **84 month financing available for loan amounts over $20,000.

 

Construction and Building Lot Loans

  • Construction Loans: Multiple options available, contact 801-223-7640 for rates and other details.
  • Building Lot Loans: Multiple options available, contact 801-223-7640 for rates and other details.
  • For information on Business and Commercial Loan options, click here.

 

Disclosures

Construction

*Construction Loans limited to residential owner-occupied homes located in the state of Utah. Equal Housing Lender. NMLS #407653.
 

Home Equity Lines of Credit

**Additional discount may apply if loan-to-value is less than 50%. Contact UCCU for details**
 

Disclosures

Home Equity Lines of Credit

*Annual Percentage Rate may vary. Maximum APR 18.00%. Limited to residential owner-occupied homes located in the state of Utah. APR = Annual Percentage Rate. Equal Housing Lender. NMLS #407653. These plans have a variable rate feature and the APR and minimum payment may change as a result. The annual percentage rate is based on the value of an index. The index is the Prime Rate published in the Money Rates column of the Wall Street Journal. When a range of rates has been published, the highest rate will be used. To determine the annual percentage rate that will apply to your account, we add a margin to the value of the Index. The margin you will receive is based on your creditworthiness and loan-to-value.

 

Home Equity Loans & Mini-Mortgages

**Additional discount may apply if loan-to-value is less than 50%. Contact UCCU for details**
 

Disclosures

Home Equity Loans

*Limited to residential owner-occupied homes located in the state of Utah. Rates and terms are subject to change without notice. APR = Annual Percentage Rate. Equal Housing Lender. NMLS #407653.

Lines of Credit


 

Disclosures

Lines of Credit

*The variable Annual Percentage Rate (APR) is based on the value of an index. The index is the Prime Rate published in the Money Rates column of the Wall Street Journal. When a range of rates has been published, the highest rate will be used. We will use the most recent index value available to us as of the 15th day of the month prior to any annual percentage rate adjustment.

To determine the annual percentage rate that will apply to your account, we add a margin to the value of the Index. The margin you will receive is based on your credit worthiness. if the rate is not already rounded we then round up to the next .25%

* ANNUAL PERCENTAGE RATE (APR). Late payment fee is $25.00. Some restrictions apply. Rates, terms, and conditions are subject to change without notice.
 

 

Motorcycle/Scooter


 

Disclosures

Motorcycle/Scooter

*ANNUAL PERCENTAGE RATE (APR). Late payment fee is 5% of the payment due or $25.00, whichever is greater. Some restrictions apply. Rates, terms, and conditions are subject to change without notice.

Personal Loans


 

Disclosures

Personal Loans

*ANNUAL PERCENTAGE RATE (APR). Late payment fee is 5% of the payment due or $25.00, whichever is greater. Some restrictions apply. Rates, terms, and conditions are subject to change without notice.

Recreational Vehicles


 

Disclosures

Recreational Vehicles

*ANNUAL PERCENTAGE RATE (APR). Late payment fee is 5% of the payment due or $25.00, whichever is greater. Some restrictions apply. Rates, terms, and conditions are subject to change without notice.

Savings Secured


 

Disclosures

Savings Secured

*ANNUAL PERCENTAGE RATE (APR). Late payment fee is 5% of the payment due or $25.00, whichever is greater. Some restrictions apply. Rates, terms, and conditions are subject to change without notice.

Visa Credit Card


 

Disclosures

Visa Credit Card

*The variable Annual Percentage Rate (APR) is based on the value of an index. The index is the Prime Rate published in the Money Rates column of the Wall Street Journal. When a range of rates has been published, the highest rate will be used. We will use the most recent index value available to us as of the 15th day of the month prior to any annual percentage rate adjustment.

To determine the annual percentage rate that will apply to your account, we add a margin to the value of the Index. The margin you will receive is based on your credit worthiness. if the rate is not already rounded we then round up to the next .25%

* ANNUAL PERCENTAGE RATE (APR). Late payment fee is $25.00. Some restrictions apply. Rates, terms, and conditions are subject to change without notice.

 

 

NCUA Equal Housing Lender
Utah Community Credit Union, PO Box 1900, Provo, Utah 84604, 1 (800) 453-8188. All Rights Reserved. Utah Community Federal Credit Union does business as (DBA) Utah Community Credit Union. Unauthorized account access or use is not permitted and may constitute a crime punishable by law.