Loan Rates

Auto Loans

UCCU offers flexible auto loan options with personalized support from Auto Buying Experts at every branch. From pre-approval to final purchase, they will help you navigate the car-buying process with confidence, avoiding hidden fees, and ensuring a smooth experience.

Learn more about Elevated Checking and all the other benefits offered!

Personal Watercraft Loans

Providing 100% financing, up to 84 months on new or used personal watercraft loans. Your UCCU Watercraft Buying Expert will get you pre-approved for a low rate before you start shopping. 

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ATV Loans

An ATV isn’t just a toy; it’s a gateway to memories that last a lifetime. You can begin your adventure today. Contact us to learn more, or apply now and take the first step toward owning the ATV.

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Boat Loans

Whether you’re purchasing a sleek motorboat for weekend adventures or a dependable fishing boat for quiet mornings on the water, we aim to make boat ownership accessible and stress-free.

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Snowmobile Loans

Carving through snow-covered landscapes on your very own snowmobile? Whether you’re a seasoned rider or just starting, owning a snowmobile can unlock endless winter adventures. With our easy financing options, competitive rates, and flexible terms, you can bring your dream ride to life without delay.

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Travel Trailer Loans

Providing 100% financing up to 180 months (that’s 15 years!) on your new or used travel trailer loan, your UCCU Auto Buying Expert will get you pre-approved for a low rate before you start shopping.

Learn more about Elevated Checking and all the other benefits offered!

RV Loans

UCCU  RV  Buying Experts are at work in every branch, ready to deliver low rates, and up  to 100% financing and 144 months (that’s 12 years!) on new and used Recreational Vehicles. 

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Motorcycle / Scooter Loans

UCCU provides up to 100% financing and 72 months on a new and used motorcycle loan

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UTV Loans

Providing up to 100% financing and 60 months on Utility Vehicle loans, your UCCU Auto Buying Expert will get you pre-approved for a low rate before you start shopping. 

Learn more about Elevated Checking and all the other benefits offered!

Visa Credit Cards

Apply today to find out which card fits your lifestyle best and start enjoying the benefits of smart, straightforward credit.

Low Rate Visa Credit Card

Lower Interest Means Bigger Savings. Get our best rate available to save even more on everyday purchases.

4321 Everyday Cash Rewards Visa Credit Card

More cash back on the purchases you make the most like subscriptions/utilities, gas, groceries, and more!

4321 Travel Cash Rewards Visa Credit Card

Our most premium cash back credit card ever. Get cash back and other travel perks with this signature card.

Personal Loans

Referred to as a “signature loan,” a Personal Loan from UCCU requires no collateral or application fees.

Learn more about Elevated Checking and all the other benefits offered!

Checking Protection

Checking Protection is a line of credit you can link to your checking account to provide the financial coverage you need if your balance is too low to complete a transaction. 

Credit Builder Loan

A loan designed for any 16 and older to build or rebuild credit. This loan program displays your ability to make consistent payments on time, over time to raise your credit score.

Standard Home Equity Line of Credit

Interest-only Payment Option
6-month Introductory Fixed Rate
10-Year Draw Period

Initial Fixed Home Equity Line of Credit (Second Lien)

Provides a single rate that’s guaranteed not to change for the established fixed rate period.

Initial Fixed Home Equity Line of Credit (First Lien)

Provides a single rate that’s guaranteed not to change for the established fixed rate period.

Mortgage Loans

Traditional loans with fixed payments and low rates.

See our Mortgage Rates on our Mortgage & Home Loans Page