Construction and Building Lot Loans

• Construction Loans: Multiple options available, contact 801-223-7640 for rates and other details.
• Building Lot Loans: Multiple options available, contact 801-223-7640 for rates and other details.
• For information on Business and Commercial Loan options, click here.

Disclosures

Construction

*Construction Loans limited to residential owner-occupied homes located in the state of Utah. Equal Housing Lender. NMLS #407653.
 

Home Equity Lines of Credit

**Additional discount may apply if loan-to-value is less than 50%. Contact UCCU for details**
 

Disclosures

Home Equity Lines of Credit

*Annual Percentage Rate may vary. Maximum APR 18.00%. Limited to residential owner-occupied homes located in the state of Utah. APR = Annual Percentage Rate. Equal Housing Lender. NMLS #407653. These plans have a variable rate feature and the APR and minimum payment may change as a result. The annual percentage rate is based on the value of an index. The index is the Prime Rate published in the Money Rates column of the Wall Street Journal. When a range of rates has been published, the highest rate will be used. To determine the annual percentage rate that will apply to your account, we add a margin to the value of the Index. The margin you will receive is based on your creditworthiness and loan-to-value.

Lines of Credit

Disclosures

Lines of Credit

*The variable Annual Percentage Rate (APR) is based on the value of an index. The index is the Prime Rate published in the Money Rates column of the Wall Street Journal. When a range of rates has been published, the highest rate will be used. We will use the most recent index value available to us as of the 15th day of the month prior to any annual percentage rate adjustment.

To determine the annual percentage rate that will apply to your account, we add a margin to the value of the Index. The margin you will receive is based on your credit worthiness. if the rate is not already rounded we then round up to the next .25%

* ANNUAL PERCENTAGE RATE (APR). Late payment fee is $25.00. Some restrictions apply. Rates, terms, and conditions are subject to change without notice. 

Motorcycle/Scooter

Disclosures

Motorcycle/Scooter

*ANNUAL PERCENTAGE RATE (APR). Late payment fee is 5% of the payment due or $25.00, whichever is greater. Some restrictions apply. Rates, terms, and conditions are subject to change without notice.

Personal Loans

Disclosures

Personal Loans

*ANNUAL PERCENTAGE RATE (APR). Late payment fee is 5% of the payment due or $25.00, whichever is greater. Some restrictions apply. Rates, terms, and conditions are subject to change without notice.

Recreational Vehicles

Disclosures

Recreational Vehicles

*ANNUAL PERCENTAGE RATE (APR). Late payment fee is 5% of the payment due or $25.00, whichever is greater. Some restrictions apply. Rates, terms, and conditions are subject to change without notice.

Savings Secured

Disclosures

Savings Secured

*ANNUAL PERCENTAGE RATE (APR). Late payment fee is 5% of the payment due or $25.00, whichever is greater. Some restrictions apply. Rates, terms, and conditions are subject to change without notice.

Visa Credit Card

Disclosures

Visa Credit Card

APR shown is for purchases. APR may be higher for cash advances and balance transfers. See UCCU's Visa Cardholder Agreement and Line of Credit Disclosure for complete details.

*The variable Annual Percentage Rate (APR) is based on the value of an index. The index is the Prime Rate published in the Money Rates column of the Wall Street Journal. When a range of rates has been published, the highest rate will be used. We will use the most recent index value available to us as of the 15th day of the month prior to any annual percentage rate adjustment.

To determine the annual percentage rate that will apply to your account, we add a margin to the value of the Index. The margin you will receive is based on your credit worthiness. if the rate is not already rounded we then round up to the next 0.25%.

* ANNUAL PERCENTAGE RATE (APR). Late payment fee is $25.00. Some restrictions apply. Rates, terms, and conditions are subject to change without notice.